Aadhar Housing Finance IPO GMP Details
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Aadhar Housing Finance is a retail-focused affordable housing finance company, primarily catering to economically weaker and low-to-middle-income customers who seek small-ticket mortgage loans. With the largest affordable Housing Finance Company (HFC) in India in terms of Assets Under Management (AUM), Aadhar Housing Finance serves a diverse customer base.
The company boasts the most geographically diversified AUM in the industry and maintains high efficiency in terms of operating expenditure ratios. As of 31 December 2021, the average ticket size of Aadhar Housing Finance loans stood at INR 0.086 crore, with an average loan-to-value ratio of 57.47%. Notably, approximately 62.43% of its gross AUM comprises loans to salaried customers, while the remaining 37.57% caters to self-employed customers.
To serve its widespread customer base effectively, the company has built a robust network of 325 branches across 20 states and union territories, operating in about 15,000 locations throughout India. This branch network is strategically dispersed, with no state accounting for more than 15.3% of Gross AUM.
As of 31 December 2021, Aadhar Housing Finance employs a total of 2,632 individuals, and its wholly-owned subsidiary employs 1,304 personnel, reinforcing its commitment to providing quality service and support to its customers.
Aadhar Housing Finance IPO Details
Aadhar Housing IPO Dates | Coming soon |
Aadhar Housing IPO Price | Coming soon |
Fresh issue | INR 1,500 crore |
Offer For Sale | INR 5,800 crore |
Total IPO size | INR 7,300 crore |
Minimum bid (lot size) | Coming soon |
Face Value | INR 10 per share |
Retail Allocation | 35% |
Listing On | NSE, BSE |
Aadhar Housing Finance Ltd Company Financial Report
FY 2019 | FY 2020 | FY 2021 | Q3 FY 2022 | |
Revenue | 1,094.9 | 1,214.5 | 1,426.9 | 1,146.8 |
Expenses | 1,016.8 | 1,157.5 | 1,143.1 | 856.6 |
Net income | 73.0 | 41.5 | 92.4 | 90.2 |
Margin (%) | 6.7 | 3.4 | 6.5 | 7.9 |
Aadhar Housing Finance Valuations & Margins
FY 2019 | FY 2020 | FY 2021 | Q3 FY 2022 | |
EPS | 6.39 | 5.83 | – | – |
PE ratio | – | – | – | – |
RONW (%) | 18.85 | 8.07 | – | – |
NAV | – | 59.48 | – | – |
ROCE (%) | – | – | – | – |
EBITDA (%) | 78 | 75 | – | – |
Debt/Equity | 9.54 | 4.11 | 3.85 | 3.57 |
Aadhar Housing Finance Contact Details
AADHAR HOUSING FINANCE LIMITED
201, 2nd Floor, Raheja Point-1,
Near SVC Tower, Nehru Road, Vakola,
Santacruz (E), Mumbai 400 055, Maharashtra
Phone: +91 22 3950 9900
Email: complianceofficer@aadharhousing.com
Website: www.aadharhousing.com
Aadhar Housing Finance IPO Registrar
KFIN TECHNOLOGIES PRIVATE LIMITED
Selenium Tower B, Plot 31-32,
Gachibowli, Nanakramguda,
Hyderabad – 500 032, Telangana
Phone: +91 40 6716 2222
Email: einward.ris@kfintech.com
Website: www.kfintech.com
Aadhar Housing Finance IPO Prospectus
To gain a deeper understanding of the company, you can review the documents submitted by the company in their filing. These documents contain valuable information that can provide further insights into their operations and other relevant details.
Aadhar Housing Finance IPO Key Points
Strength
- Currently, Aadhar Housing Finance Limited is one of the few players to have a pan-India presence.
- The company is serving over 1,88,000 customers through 326 branches and offices across the country.
- The financial track record of the company has been excellent.
- Aadhar Housing Finance Limited caters to the home financing needs of the people belonging to the lower income group of society.
Risks
- Many companies are already listed in the field of housing finance.
- The travel industry and hospitality industry have been badly hit by the COVID-19 pandemic. And the impact of the COVID-19 pandemic on his company is still unknown.
- This company has been unable to differentiate itself from other finance companies.
- The company has been facing stiff competition from other housing companies.
Aadhar Housing Finance IPO FAQs
How many shares in Aadhar Housing Finance IPO are reserved for HNIs and retail investors?
The allocation for investors in the IPO is as follows: QIB – 50%, NII – 15%, and Retail – 35%.
How to apply in Aadhar Housing Finance Public Offer?
The most convenient ways to apply for Aadhar Housing’s public offer are through Internet banking ASBA or online through your stockbroker using UPI. If you prefer paper applications, you can fill an offline IPO form and submit it to your broker.
What is Aadhar Housing Finance IPO GMP today?
The current GMP (Grey Market Premium) for Aadhar Housing IPO is INR NA per share.
What is Aadhar Housing Finance kostak rate today?
The present kostak rate for Aadhar Housing Finance IPO is NA per application.
What is Aadhar Housing Subject to Sauda rate today?
The current Subject to Sauda rate for Aadhar Housing IPO is NA per application.